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The sub mortgage crisis was not solely the banks fault. It was regulation that enticed them to loan the money for next to nothing and created an environment for people to exploit. Both the banks and the government are to blame and to think otherwise is ignorant. This is why I say you only see half of the issue. You are only half enlightened. I agree that we could go back and forth forever on this and I like your celebrate the good, expose the bad mentality.

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All submitted papers will be included as source documents in the Turnitin. com reference database solely for the purpose of detecting plagiarism of such papers. In this class, we will work together to develop a learning community that is inclusive and respectful. Our diversity may be reflected by differences in race, culture, age, religion, orientation, socioeconomic background, and myriad other social identities and life experiences. The goal of inclusiveness, in a diverse community, encourages and appreciates expressions of different ideas, opinions, and beliefs, so that conversations and interactions that could potentially be divisive turn instead into opportunities for intellectual and personal enrichment. A dedication to inclusiveness requires respecting what others say, their right to say it, and the thoughtful consideration of others communication.

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