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The sub mortgage crisis was not solely the banks fault. It was regulation that enticed them to loan the money for next to nothing and created an environment for people to exploit. Both the banks and the government are to blame and to think otherwise is ignorant. This is why I say you only see half of the issue. You are only half enlightened. I agree that we could go back and forth forever on this and I like your celebrate the good, expose the bad mentality.

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